Wednesday, April 30, 2014

Transactions Demand for Money



Fisher and other classical economists in their theory of demand for money had emphasized on the medium of exchange as a function of money. Money is a means of buying goods and services. 
All sorts of transactions involving purchase of goods and services, raw materials, assets require payment of money as value of the transaction mode. In any given period the value of all goods and services sold must equal to the number of transactions (T) made multiplied by the average price of these transactions. So, the total value of transactions made is equal to PT. Because value paid is equal to the value of money flow used for purchasing goods, services and assets, the value of money flow is equal to the nominal quantity of money supply multiplied by the average number of times the quantity of money in circulation is used or exchanged for purposes of transaction. The average number of times single unit of money is used for transactions of goods, services or assets is known as transactions velocity of circulation and denote it by V. Thus, Fisher’s equation of exchange is written as: MV = PT. Where, M = the quantity of money in circulation, V = transactions velocity of circulation, P = Average price, T = the total number of transactions. In view of Fisher, the nominal quantity of money M is fixed by the Central Bank of a country and is therefore treated as an exogeneous variable which is assumed to be a given quantity in a particular period of time. The number of transactions in a period is a function of national income; the higher the national income, the greater the number of transactions. Since Fisher assumed full employment prevailing in the economy, the volume of national income is determined by the amount of the fully employed resources. Thus, with the assumptions of full employment, the volume of transactions T remains fixed in the short run. Fisher assumes that velocity of circulation (V) remains constant and is independent of M, P and T. The velocity of circulation of money (V) is determined by institutional and technological factors involved in the process of transactions. Since institutional and technological factors remain fixed in the short run, the velocity of circulation of money (V) was also assumed to be constant.
For money market to be in equilibrium, nominal quantity of money supplied must be equal to the nominal quantity of money demanded. For money market to be in equilibrium Ms = Md = M, where M is controlled by the Central Bank of a country. We can rewrite Fisher’s equation of exchange as: Md = PT/V; Md = 1/V. PT. Thus demand for money depends on the following factors: The number of transactions (T), the average price of transactions (P), the transaction velocity of circulation of money. It has been pointed out that Fisher’s transactions approach represents some kind of a mechnical relation between demand for money (Md) and the total value of transaction (PT). Prof. Gupta has pointed out that in Fisher’s approach the relation between demand for money Md and the value of transactions (PT), ‘betrays some kind of a mechanical relation between PT and Md and PT represents the total amount of work to be done by money as a medium of exchange. This makes demand for money (Md) a technical requirement and not a behavioral function.
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